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Office · SLC

Personal and signature loans in Salt Lake City.

A personal or signature loan from our South Salt Lake office covers an unexpected expense without a credit pull or collateral. Borrow $100 to $3,000, repay it over fixed biweekly installments, and get a decision in about 30 minutes.

981 East 3300 South, Salt Lake City, UT 84106

  • Mon to Fri9 AM to 8 PM
  • Sat10 AM to 5 PM
Call 801-377-3333Get directionsText 385-200-5494

Service areas

Most financial service providers close between 5 PM and 6 PM. Desert Rock Capital remains open until 8 PM on weekdays, providing additional time for applicants who want to apply after work hours.

About this office

Our office sits at 981 East 3300 South, a short hop off the freeway between South Salt Lake and Millcreek. We built the hours around the people who live here: nurses, line cooks, students at the U, and renters across the Salt Lake Valley who can only get to a lender once the workday ends.

That is why the lights stay on until 8 PM every weekday, and our phone line stays open around the clock. Apply online or walk in after your shift, and you will usually have a decision in about 30 minutes. If approved, your funds can be ready the same visit.

Your credit score never enters the conversation. There is no credit check at all, so a thin file or a rough patch in Holladay or South Salt Lake does not close the door. These are personal loans from $100 to $3,000 with no collateral, which means your car and your belongings stay yours.

Why choose Desert Rock

Rent in the valley climbs every year, and a single car repair can throw a budget off course. A signature loan from this branch covers that cost with no credit check and fixed, predictable biweekly payments.

Pay it back on a fixed biweekly schedule, and clear it early whenever you want. There is no prepayment penalty, so you can pay it off early and only pay interest for the time you had the loan.

The reviews for this office name our people for a reason. Apply online or come into South Salt Lake, and start your application the same day.

Looking for a loan near you in Salt Lake City?

Searching for personal loans, signature loans, or no credit check loans near you in Salt Lake City? Our South Salt Lake branch serves Millcreek, Holladay, Murray, and the wider Salt Lake Valley. Apply online or walk in for $100 to $3,000 with a decision in about 30 minutes.

Loan types in Salt Lake City

Explore each loan type for Salt Lake City. Every page covers the same $100 to $3,000, no credit check, with a decision in about 30 minutes.

Find your nearest branch

Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.

Your neighborhood lender

Right here in Utah.

Walk in during business hours, or apply online. No credit check, no collateral, and a decision in roughly 30 minutes.

Visit the Salt Lake City branch

Book a time at the Salt Lake City branch.

The Salt Lake City branch is already selected; pick a slot that works for you and we will have your file ready. No credit check and no collateral, with a clear decision usually in about 30 minutes.

Step 1 of 3Branch & details

Which branch, and who's coming in?

Pick the location that works for you. Booking a time is not a loan decision.

Choose a branch
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From our Salt Lake City desk to your hand.

Apply online or walk in during business hours. We review your file and, if you're approved, get your funds moving right away.

From
Desert Rock
If approved
Funded.
Apply now