Office · OREM

Personal loans in Orem.

Our State Street office serves Utah County with personal and signature loans that skip the credit check and the collateral. Borrow $100 to $3,000, pay it down over fixed biweekly payments, and hear back in about 30 minutes.

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1118 South State Street, Orem, UT 84097

Mon to Fri9 AM to 8 PM
Sat10 AM to 5 PM

Call 801-377-3333 Get directions Text 385-200-5494

Service areas

Orem
Provo
Lindon
Pleasant Grove
American Fork
Vineyard
Spanish Fork
Mapleton

Most financial service providers close between 5 PM and 6 PM. Desert Rock Capital remains open until 8 PM on weekdays, providing additional time for applicants who want to apply after work hours.

About this office

You will find us at 1118 South State Street, right on the Provo-Orem corridor that runs the length of Utah County. UVU students, young families in Vineyard and Pleasant Grove, and tradespeople from American Fork to Spanish Fork all pass this stretch, and we kept the address easy to reach on the drive home.

Tuition, a transmission, a deposit on a first apartment: the costs that hit Utah County families rarely wait for a convenient time. Apply online or stop in any weekday until 8 PM, complete one short application, and you typically get an answer in about 30 minutes. If it is a yes, your funds can be ready that day.

We never run your credit. There is no credit check at all, so first-time customers and anyone rebuilding after a hard year start on equal footing. Every loan runs from $100 to $3,000 and is unsecured, so nothing you own is ever on the line.

Why choose Desert Rock

Payments are fixed and predictable, not working against you. The loan is fully amortized with no prepayment penalty, so paying ahead in a strong month means you only pay interest for the time you had the loan.

With no credit check and a single form, most Utah County applicants go from application to a decision inside half an hour.

Customers across Provo and Orem come back and send their friends because the welcome is the same each time. Apply online or visit the branch, and we will walk you through it in plain language.

Looking for a loan near you in Orem or Provo?

Searching for personal loans, signature loans, or no credit check loans near you in Utah County? Our Orem branch on State Street serves Provo, Lindon, Pleasant Grove, American Fork, Vineyard, and Spanish Fork. Apply online or walk in for $100 to $3,000 with a decision in about 30 minutes.

Loans we offer here

Every loan at the Orem branch is available online or in person, from $100 to $3,000 with no credit check and no collateral.

Loan types in Orem

Explore each loan type for Orem. Every page covers the same $100 to $3,000, no credit check, with a decision in about 30 minutes.

Find your nearest branch

Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.

Coming in from nearby?

No office in your city yet; this branch is the closest one. Start from home and make the drive once.

Provo · 6 mi American Fork · 9 mi Lehi · 13 mi Spanish Fork · 15 mi Saratoga Springs · 18 mi Payson · 21 mi

Your neighborhood lender

Right here in Utah.

Walk in during business hours, or apply online. No credit check, no collateral, and a decision in roughly 30 minutes.

Visit the Orem branch

Book a time at the Orem branch.

The Orem branch is already selected; pick a slot that works for you and we will have your file ready. No credit check and no collateral, with a clear decision usually in about 30 minutes.

Step 1 of 3Branch & details

Which branch, and who's coming in?

Pick the location that works for you. Booking a time is not a loan decision.

Choose a branch

First name*

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Email*

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I accept the Terms of Service and Privacy PolicyBy checking this box, I acknowledge that I have reviewed and agree to be bound by Desert Rock Capital's Terms of Service and Privacy Policy.

This includes:

The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
The terms governing contact, communications, and use of my information
All other terms and conditions applicable to my inquiry and any future loan relationship

I understand I may opt out of the Arbitration Agreement within 30 days by sending written notice to help@desertrockcapital.com.

I consent to receive calls, texts, and emailsI authorize Desert Rock Capital to contact me at the phone number(s) and email address I provide for marketing, informational, and service-related purposes. This consent is not required as a condition of purchasing any goods or services from Desert Rock Capital.

This contact may include:

Voice calls, including calls placed using automatic telephone dialing systems (ATDS), artificial intelligence (AI), predictive dialers, or prerecorded/artificial voice messages
Text messages (SMS/MMS) sent via automated systems
Emails related to my inquiry and loan products

I understand:

Contact frequency varies; I may receive an average of 5 to 10 text messages per week and multiple voice calls per week
Standard message and data rates charged by my wireless carrier may apply
I can revoke this consent at any time by replying "STOP" to text messages or calling 801-377-3333
I may be contacted even if my phone number is on a state or federal Do Not Call registry
My wireless carrier is not liable for delayed or undelivered messages

By providing my contact information and checking this box, I am providing my express written consent to be contacted as described above.

Prefer to talk first? Call 801-377-3333

From our Orem desk to your hand.

Apply online or walk in during business hours. We review your file and, if you're approved, get your funds moving right away.

From

Desert Rock

If approved

Funded.

Apply now

1118 South State Street, Orem, UT 840971118 South State Street, Orem, UT 84097