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Serving Utah County · from Orem

There's no Desert Rock Capital branch in Provo yet. The closest office is in Orem, about 10 minutes up University Parkway - and you can start from home so the drive only happens once.

Here's the straight answer: Provo borrowers are effectively local: our Orem office sits just across the University Parkway line. Desert Rock Capital doesn't have a Provo office, and we'd rather tell you that plainly than pretend otherwise. What we do have is a real branch in Orem, about 6 miles away, where loans of $100 to $3,000 come with no credit check and no collateral.

Most Provo borrowers start from home: begin the application online or call 801-377-3333 first, so the paperwork and questions are handled before any driving. The decision takes about 30 minutes, and if you're approved, one visit to Orem finishes it. Repayment is fixed biweekly payments - sized to your income, with no penalty for paying early.

$100 to $3,000No credit checkNo collateralFixed biweekly paymentsDecision in ~30 min
Your closest branch

1118 South State Street, Orem, UT 84097

  • Mon to Fri · 9 AM to 8 PM
  • Sat · 10 AM to 5 PM
Call 801-377-3333DirectionsBranch pageBook an appointment

Find your nearest branch

Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.

Common questions

Does Desert Rock Capital have a branch in Provo?

Not yet. The closest branch is in Orem, about 6 miles away. You can start your application online or by phone from Provo, then finish with one branch visit.

Can I apply from Provo without driving first?

Yes. Start online or call 801-377-3333 and the review happens before any driving - the decision takes about 30 minutes. If you're approved, one visit to the Orem branch completes the loan.

What loans are available to Provo residents?

The same as everywhere DRC lends in Utah: personal, signature, and no-credit-check installment loans of $100 to $3,000, unsecured, repaid in fixed biweekly payments with no penalty for early payoff.

Book an appointment

The Orem branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.

Step 1 of 3Branch & details

Which branch, and who's coming in?

Pick the location that works for you. Booking a time is not a loan decision.

Choose a branch
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