Pick a time that works, we'll see you at the branch.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
- Voice calls, including calls placed using automatic telephone dialing systems (ATDS), artificial intelligence (AI), predictive dialers, or prerecorded/artificial voice messages
- Text messages (SMS/MMS) sent via automated systems
- Emails related to my inquiry and loan products
- Contact frequency varies; I may receive an average of 5 to 10 text messages per week and multiple voice calls per week
- Standard message and data rates charged by my wireless carrier may apply
- I can revoke this consent at any time by replying "STOP" to text messages or calling 801-377-3333
- I may be contacted even if my phone number is on a state or federal Do Not Call registry
- My wireless carrier is not liable for delayed or undelivered messages
Questions before your visit
How does booking an appointment work?
Choose a branch in Salt Lake City, Orem, or St. George, pick a time that works for you, and add your contact details. We'll have your file ready when you arrive, and most visits end with a clear decision in about 30 minutes.
What do I need to bring to my appointment?
Bring a valid U.S.-issued ID, your Social Security card, proof of income such as your last two paystubs or an awards letter, and proof of residence from the last 45 days. Having these ready helps your visit go quickly.
Do I need an appointment to visit a branch?
No. Walk-ins are welcome, and weekday branch hours run until 8 PM. Booking ahead simply means your file is ready when you arrive, so you skip the wait.
Do I need to apply before booking?
No. You can book a time first and complete your application at the branch, or apply online and then pick a time. Either way, you get a clear decision, usually in about 30 minutes. Questions first? Call 801-377-3333, the line is answered day or night.
More questions? Read the full FAQs or learn more about personal loans from Desert Rock Capital.