Personal loans near Lehi, Utah.
There's no Desert Rock Capital branch in Lehi yet. The closest office is in Orem, about 15 minutes south on I-15 - and you can start from home so the drive only happens once.
Borrowing from Lehi
Between Silicon Slopes contracts and fast-growing subdivisions, Lehi budgets can swing month to month. We do not have a branch inside Lehi. You can start from home, online or by phone, and then finish in person with a single visit to Orem.
Loan types for Lehi borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
Which branch serves Lehi
Head southeast on I-15 for most of the way; the whole drive is usually around 15 minutes.
The branch is at 1118 South State Street, Orem, UT 84097. Hours are Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
The next closest option is Salt Lake City, about 27 miles away, with the same loans and the same process.
Bad credit, no credit and past bankruptcy
There is no credit check. We look at your income and your ability to repay, so bad credit or no credit history does not rule you out, and a past bankruptcy does not automatically rule you out either.
Approval still depends on underwriting. An open bankruptcy, a tax lien or a wage garnishment are examples of things that can still lead to a denial.
Loan amounts are $100 to $3,000. That covers a surprise repair or a medical bill; if you need more than $3,000, a bank or credit union that lends larger amounts is a better starting point.
What to bring from Lehi
Four documents are generally what we need.
- Something showing your current address from the last 45 days, like a utility bill or a lease
- Current proof of income (paystubs, an awards letter or another income document)
- A valid U.S.-issued photo ID, such as a driver's license, state ID or passport
- Your Social Security card, since the application asks for your Social Security Number
There is no bank account requirement, no cosigner and no collateral. Occasionally we ask for one or two extra documents, depending on the application.
From application to decision
- Fill out the short online form or phone 801-377-3333; nothing about starting involves a credit check.
- Visit the Orem branch with your documents, either by booking a time or walking in. The loan is finalized in person there.
- We review your application and give you a clear decision, usually in about 30 minutes during business hours.
- With an approval, you pick the amount you want from the offer, and your funds can be ready that same day.
- Payments are fixed and biweekly, and paying off early carries no prepayment penalty.
Orem, 13 miles from Lehi
1118 South State Street, Orem, UT 84097
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Lehi borrowers ask
Is there a Desert Rock Capital branch in Lehi?
No. The closest branch is at 1118 South State Street, Orem, UT 84097, about 13 miles away. You can start online from Lehi and finish with one visit.
Can I start my application from home in Lehi?
Yes. The application can be started online or by phone at 801-377-3333; the loan itself is completed in person at the Orem branch, usually with a decision in about 30 minutes during business hours.
Do I need an appointment?
No. Walk-ins are welcome, but booking a time online means your file is ready when you arrive. Booking is not a loan decision.
Can I apply if I had a bankruptcy?
Yes. The review is based on income and ability to repay, and a past bankruptcy does not automatically rule you out; an open bankruptcy, a tax lien or a wage garnishment are the kinds of issues that can still mean a no.
Is there a penalty for paying early?
No. Paying the balance early carries no prepayment penalty.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Orem branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
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