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Serving Cache County · from Salt Lake City

Personal loans near Logan, Utah.

There's no Desert Rock Capital branch in Logan yet. The closest office is in Salt Lake City, about an hour and a half via US-89/91 and I-15 - and you can start from home so the drive only happens once.

Borrowing from Logan

Logan is a real drive from our nearest office, so for Cache Valley borrowers it makes sense to start by phone and confirm everything before heading south. Logan does not have its own Desert Rock Capital office. Start the application from home, then bring your documents to Salt Lake City for one visit to wrap it up.

Loan types for Logan borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.

$100 to $3,000No credit checkNo collateralFixed biweekly paymentsDecision in ~30 min

Which branch serves Logan

It is a trip of about an hour and a half to the south, a little longer at rush hour.

Its address is 981 East 3300 South, Salt Lake City, UT 84106, and it is open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.

Is this the right fit?

There is no credit check. We look at your income and your ability to repay, so bad credit or no credit history does not rule you out, and a past bankruptcy does not automatically rule you out either.

Approval still depends on underwriting. An open bankruptcy, a tax lien or a wage garnishment are examples of things that can still lead to a denial.

The $100 to $3,000 range is meant for things like a car repair or a medical bill that cannot wait until your next paycheck. For more than $3,000, start with a bank or credit union that lends larger amounts.

How it works from Logan

  1. Start the application online or call 801-377-3333. There is no credit check to begin.
  2. Visit the Salt Lake City branch with your documents, either by booking a time or walking in. The loan is finalized in person there.
  3. During business hours, the review and decision usually take about 30 minutes once your documents are in.
  4. With an approval, you pick the amount you want from the offer, and your funds can be ready that same day.
  5. Payments are fixed and biweekly, and paying off early carries no prepayment penalty.

Documents to have ready

Bring these to the Salt Lake City branch, or have them handy if you start online.

  • Something showing your current address from the last 45 days, like a utility bill or a lease
  • Photo ID issued in the U.S., like a driver's license, a state ID card or a passport
  • Your Social Security card
  • Something that shows your income: recent paystubs, an awards letter or other proof of income

There is no bank account requirement, no cosigner and no collateral. Occasionally we ask for one or two extra documents, depending on the application.

Your closest branch

Salt Lake City, 82 miles from Logan

981 East 3300 South, Salt Lake City, UT 84106

  • Mon to Fri · 9 AM to 8 PM
  • Sat · 10 AM to 5 PM
Call 801-377-3333DirectionsBranch pageBook an appointment

Find your nearest branch

Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.

Common questions

Logan borrowers ask

Is there a Desert Rock Capital branch in Logan?

Not in Logan itself. Logan borrowers use the Salt Lake City branch at 981 East 3300 South, Salt Lake City, UT 84106, about 82 miles away.

Can I pay the loan off early?

Yes. There is no prepayment penalty, so you can clear the balance early.

Can I start my application from home in Logan?

Yes. The application can be started online or by phone at 801-377-3333; the loan itself is completed in person at the Salt Lake City branch, usually with a decision in about 30 minutes during business hours.

Is a checking account required?

No. A bank account is not needed. Payments are made by you toward your loan account; we never keep a post-dated check or set up pre-authorized debits.

Can I get the money the same day?

If you are approved, yes, your funds can be ready the same day. The decision usually comes in about 30 minutes during business hours, once your application and documents are reviewed.

Related guides

Book an appointment

Pick a branch and a time that works for you.

The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.

Step 1 of 3Branch & details

Which branch, and who's coming in?

Pick the location that works for you. Booking a time is not a loan decision.

Choose a branch
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