Personal loans near Murray, Utah.
There's no Desert Rock Capital branch in Murray yet. The closest office is in Salt Lake City, about 10 minutes up State Street or I-15 - and you can start from home so the drive only happens once.
Borrowing from Murray
Murray sits minutes from our Salt Lake office, closer than most of the valley's own storefront lenders. Murray does not have its own Desert Rock Capital office. Start the application from home, then bring your documents to Salt Lake City for one visit to wrap it up.
Loan types for Murray borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
Which branch serves Murray
The drive heads northeast and usually takes around 10 minutes, depending on traffic.
The branch is at 981 East 3300 South, Salt Lake City, UT 84106. Hours are Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
Our Orem branch is about 36 miles from Murray, so Salt Lake City is usually the shorter trip.
If your credit is not perfect
Your credit score is not part of the decision because there is no credit check. The review looks at income and ability to repay, which means bad credit, no credit or a past bankruptcy does not automatically rule you out.
Approval still depends on underwriting. An open bankruptcy, a tax lien or a wage garnishment are examples of things that can still lead to a denial.
Loans run from $100 to $3,000, which suits costs like a car repair or a medical bill that cannot wait for the next paycheck. If you need more than $3,000, a bank or credit union that lends larger amounts may be the better place to start.
Documents to have ready
Bring these to the Salt Lake City branch, or have them handy if you start online.
- Proof of income, such as your last two paystubs, an awards letter or other proof of fixed income
- Your Social Security card, since the application asks for your Social Security Number
- Proof of residence dated within the last 45 days, such as a utility bill or lease
- A current U.S.-issued photo ID (driver's license, state ID or passport)
You do not need a bank account, a cosigner or collateral, though we may ask for one or two more documents depending on your situation.
How it works from Murray
- Start the application online or call 801-377-3333. There is no credit check to begin.
- Walk in to the Salt Lake City branch or book a time, and bring your documents. We lend in person, so the application is finished at the branch.
- We review your application and give you a clear decision, usually in about 30 minutes during business hours.
- If you are approved, your funds can be ready the same day, and you choose how much of the offer to accept.
- You repay in fixed biweekly payments and can pay the loan off early with no prepayment penalty.
Salt Lake City, 6 miles from Murray
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Murray borrowers ask
Is there a Desert Rock Capital branch in Murray?
No. The closest branch is at 981 East 3300 South, Salt Lake City, UT 84106, about 6 miles away. You can start online from Murray and finish with one visit.
Can I apply online from Murray?
Yes. Start online or call 801-377-3333. Because we lend in person, you finish at the Salt Lake City branch with your documents, and the decision usually takes about 30 minutes during business hours.
Can I book a time at the Salt Lake City branch?
Yes. You can book a time online, and walk-ins are welcome too. Booking a time is not a loan decision.
Can I get a loan in Murray with bad credit?
You can apply. There is no credit check, and bad credit or no credit history does not rule you out. Every loan is still subject to underwriting.
Can I get a loan without a bank account?
Yes. Desert Rock Capital does not require a bank account. You make payments toward your loan account yourself, and we never hold a post-dated check or take pre-authorized debits.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
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- All other terms and conditions applicable to my inquiry and any future loan relationship
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