Personal loans near Millcreek, Utah.
Our Salt Lake City branch is just a few minutes away from Millcreek - close enough to be your local office. Walk in, or start from home and finish in one short visit.
Borrowing from Millcreek
Millcreek sits in Salt Lake County, and the Salt Lake City branch is a straightforward drive when an everyday cost catches you off guard. For Millcreek borrowers the Salt Lake City branch is effectively the local office. You can walk in, or start from home and come by once to finish.
Loan types for Millcreek borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
Millcreek to the Salt Lake City branch
The Salt Lake City branch is just a few minutes away from Millcreek.
You will find it at 981 East 3300 South, Salt Lake City, UT 84106, open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
Our Orem branch is about 37 miles from Millcreek, so Salt Lake City is usually the shorter trip.
Documents to have ready
Four documents are generally what we need.
- Something showing your current address from the last 45 days, like a utility bill or a lease
- Your Social Security card
- Something that shows your income: recent paystubs, an awards letter or other proof of income
- A valid U.S.-issued photo ID, such as a driver's license, state ID or passport
There is no bank account requirement, no cosigner and no collateral. Occasionally we ask for one or two extra documents, depending on the application.
What happens after you apply
- Begin online from Millcreek, or call 801-377-3333 if you would rather talk it through. Starting does not involve a credit check.
- Visit the Salt Lake City branch with your documents, either by booking a time or walking in. The loan is finalized in person there.
- Once your application and documents are reviewed, you get a clear answer, typically in about 30 minutes during business hours.
- If you are approved, your funds can be ready the same day, and you choose how much of the offer to accept.
- Repayment is fixed biweekly payments, with no penalty for paying the balance off early.
Who these loans fit
There is no credit check. We look at your income and your ability to repay, so bad credit or no credit history does not rule you out, and a past bankruptcy does not automatically rule you out either.
Approval still depends on underwriting. An open bankruptcy, a tax lien or a wage garnishment are examples of things that can still lead to a denial.
The $100 to $3,000 range is meant for things like a car repair or a medical bill that cannot wait until your next paycheck. For more than $3,000, start with a bank or credit union that lends larger amounts.
Salt Lake City, 1 miles from Millcreek
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Millcreek borrowers ask
Is there a Desert Rock Capital branch in Millcreek?
Not inside Millcreek itself, but the Salt Lake City branch at 981 East 3300 South, Salt Lake City, UT 84106 is only about 1 mile away, close enough to work as your local office.
How soon could I have the funds?
If you are approved, the funds can be ready the same day. The decision itself usually takes about 30 minutes during business hours.
Do I need an appointment?
No. Walk-ins are welcome, but booking a time online means your file is ready when you arrive. Booking is not a loan decision.
Can I apply online from Millcreek?
Yes. Start online or call 801-377-3333. Because we lend in person, you finish at the Salt Lake City branch with your documents, and the decision usually takes about 30 minutes during business hours.
Does a past bankruptcy rule me out?
Not automatically. A past bankruptcy does not rule you out on its own, although an open bankruptcy, a tax lien or a wage garnishment can still lead to a denial.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
- Voice calls, including calls placed using automatic telephone dialing systems (ATDS), artificial intelligence (AI), predictive dialers, or prerecorded/artificial voice messages
- Text messages (SMS/MMS) sent via automated systems
- Emails related to my inquiry and loan products
- Contact frequency varies; I may receive an average of 5 to 10 text messages per week and multiple voice calls per week
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- I can revoke this consent at any time by replying "STOP" to text messages or calling 801-377-3333
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