Personal loans near Brigham City, Utah.
There's no Desert Rock Capital branch in Brigham City yet. The closest office is in Salt Lake City, about 1 hour away, so start by phone - and you can start from home so the drive only happens once.
Borrowing from Brigham City
Brigham City sits in Box Elder County, and the Salt Lake City branch is a straightforward drive when an everyday cost catches you off guard. Brigham City does not have its own Desert Rock Capital office. Start the application from home, then bring your documents to Salt Lake City for one visit to wrap it up.
Loan types for Brigham City borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
The drive from Brigham City to Salt Lake City
Most of the trip from Brigham City is on I-15 heading south. Allow about 1 hour, plus extra time in heavy traffic.
You will find it at 981 East 3300 South, Salt Lake City, UT 84106, open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
Step by step
- Begin online from Brigham City, or call 801-377-3333 if you would rather talk it through. Starting does not involve a credit check.
- Come to the Salt Lake City branch as a walk-in or with a booked time. Loans are completed in person, so this is where your file gets finished.
- We review your application and give you a clear decision, usually in about 30 minutes during business hours.
- If you are approved, you decide how much of the offer to take, and the funds can be ready the same day.
- Payments are fixed and biweekly, and paying off early carries no prepayment penalty.
Documents to have ready
Having these with you keeps the review moving.
- A utility bill, lease or similar proof of where you live, dated in the last 45 days
- Photo ID issued in the U.S., like a driver's license, a state ID card or a passport
- Something that shows your income: recent paystubs, an awards letter or other proof of income
- Your Social Security card
There is no bank account requirement, no cosigner and no collateral. Occasionally we ask for one or two extra documents, depending on the application.
Is this the right fit?
There is no credit check. We look at your income and your ability to repay, so bad credit or no credit history does not rule you out, and a past bankruptcy does not automatically rule you out either.
Approval still depends on underwriting. An open bankruptcy, a tax lien or a wage garnishment are examples of things that can still lead to a denial.
Loans run from $100 to $3,000, which suits costs like a car repair or a medical bill that cannot wait for the next paycheck. If you need more than $3,000, a bank or credit union that lends larger amounts may be the better place to start.
Salt Lake City, 71 miles from Brigham City
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Brigham City borrowers ask
Is there a Desert Rock Capital branch in Brigham City?
There is no Brigham City branch. The nearest one is our Salt Lake City office at 981 East 3300 South, Salt Lake City, UT 84106, roughly 71 miles from Brigham City.
Can I book a time at the Salt Lake City branch?
Yes. You can book a time online, and walk-ins are welcome too. Booking a time is not a loan decision.
Can I pay the loan off early?
Yes. There is no prepayment penalty, so you can clear the balance early.
Do I have to drive to Salt Lake City to apply?
Not to start. You can do the first step from home, online or at 801-377-3333. You then finish in person in Salt Lake City, where the decision usually takes about 30 minutes during business hours.
Do I need a bank account to borrow from Brigham City?
No. Desert Rock Capital does not require a bank account. You make payments toward your loan account yourself, and we never hold a post-dated check or take pre-authorized debits.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
- Voice calls, including calls placed using automatic telephone dialing systems (ATDS), artificial intelligence (AI), predictive dialers, or prerecorded/artificial voice messages
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