Personal loans near Clearfield, Utah.
There's no Desert Rock Capital branch in Clearfield yet. The closest office is in Salt Lake City, about 35 minutes south on I-15 - and you can start from home so the drive only happens once.
Borrowing from Clearfield
Between Hill Air Force Base shifts and Freeport Center jobs, Clearfield paychecks tend to arrive on a rhythm that biweekly payments match naturally. Desert Rock Capital has no office in Clearfield, but you do not need to make several trips: start online or by phone, then visit Salt Lake City once to finish.
Loan types for Clearfield borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
The drive from Clearfield to Salt Lake City
Head south on I-15 for most of the way; the whole drive is usually around 35 minutes.
The branch is at 981 East 3300 South, Salt Lake City, UT 84106. Hours are Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
The documents checklist
Having these with you keeps the review moving.
- Current proof of income (paystubs, an awards letter or another income document)
- A valid U.S.-issued photo ID, such as a driver's license, state ID or passport
- Your Social Security card
- Something showing your current address from the last 45 days, like a utility bill or a lease
No bank account is required and nobody has to co-sign. Depending on your file, we may ask for one or two additional documents.
From application to decision
- Fill out the short online form or phone 801-377-3333; nothing about starting involves a credit check.
- Come to the Salt Lake City branch as a walk-in or with a booked time. Loans are completed in person, so this is where your file gets finished.
- Once your application and documents are reviewed, you get a clear answer, typically in about 30 minutes during business hours.
- If you are approved, your funds can be ready the same day, and you choose how much of the offer to accept.
- Payments are fixed and biweekly, and paying off early carries no prepayment penalty.
Is this the right fit?
Your credit score is not part of the decision because there is no credit check. The review looks at income and ability to repay, which means bad credit, no credit or a past bankruptcy does not automatically rule you out.
Not everyone is approved. Every loan goes through underwriting, and some things can still lead to a no, such as an open bankruptcy, a tax lien or a wage garnishment.
Loans run from $100 to $3,000, which suits costs like a car repair or a medical bill that cannot wait for the next paycheck. If you need more than $3,000, a bank or credit union that lends larger amounts may be the better place to start.
Salt Lake City, 30 miles from Clearfield
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Clearfield borrowers ask
Is there a Desert Rock Capital branch in Clearfield?
No. The closest branch is at 981 East 3300 South, Salt Lake City, UT 84106, about 30 miles away. You can start online from Clearfield and finish with one visit.
Do I have to drive to Salt Lake City to apply?
Not to start. You can do the first step from home, online or at 801-377-3333. You then finish in person in Salt Lake City, where the decision usually takes about 30 minutes during business hours.
Is same-day funding possible?
Yes, if you are approved: your funds can be ready the same day. The decision usually takes about 30 minutes during business hours.
Can I book a time at the Salt Lake City branch?
Yes. You can book a time online, and walk-ins are welcome too. Booking a time is not a loan decision.
Do I need a bank account to borrow from Clearfield?
No. Desert Rock Capital does not require a bank account. You make payments toward your loan account yourself, and we never hold a post-dated check or take pre-authorized debits.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
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