Personal loans near Tooele, Utah.
There's no Desert Rock Capital branch in Tooele yet. The closest office is in Salt Lake City, about 40 minutes east over the Oquirrhs via SR-36 and I-80 - and you can start from home so the drive only happens once.
Borrowing from Tooele
Tooele's commuters already make the valley run most weekdays, so pairing a branch visit with a workday is the practical play. There is no Desert Rock Capital office in Tooele itself, so the usual plan is to start the application online or by phone and make one trip to Salt Lake City to finish it.
Loan types for Tooele borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
Which branch serves Tooele
Plan on roughly 40 minutes behind the wheel, heading northeast from Tooele.
The branch is at 981 East 3300 South, Salt Lake City, UT 84106. Hours are Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
If your credit is not perfect
Your credit score is not part of the decision because there is no credit check. The review looks at income and ability to repay, which means bad credit, no credit or a past bankruptcy does not automatically rule you out.
Not everyone is approved. Every loan goes through underwriting, and some things can still lead to a no, such as an open bankruptcy, a tax lien or a wage garnishment.
Loan amounts are $100 to $3,000. That covers a surprise repair or a medical bill; if you need more than $3,000, a bank or credit union that lends larger amounts is a better starting point.
From application to decision
- Fill out the short online form or phone 801-377-3333; nothing about starting involves a credit check.
- Come to the Salt Lake City branch as a walk-in or with a booked time. Loans are completed in person, so this is where your file gets finished.
- Once your application and documents are reviewed, you get a clear answer, typically in about 30 minutes during business hours.
- If you are approved, you decide how much of the offer to take, and the funds can be ready the same day.
- Payments are fixed and biweekly, and paying off early carries no prepayment penalty.
What to bring from Tooele
Four documents are generally what we need.
- Your Social Security card (the application includes your Social Security Number)
- Proof of income, such as your last two paystubs, an awards letter or other proof of fixed income
- Something showing your current address from the last 45 days, like a utility bill or a lease
- A valid U.S.-issued photo ID, such as a driver's license, state ID or passport
You do not need a bank account, a cosigner or collateral, though we may ask for one or two more documents depending on your situation.
Salt Lake City, 36 miles from Tooele
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
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Tooele borrowers ask
Is there a Desert Rock Capital branch in Tooele?
Not in Tooele itself. Tooele borrowers use the Salt Lake City branch at 981 East 3300 South, Salt Lake City, UT 84106, about 36 miles away.
Can I book a time at the Salt Lake City branch?
Yes. You can book a time online, and walk-ins are welcome too. Booking a time is not a loan decision.
How soon could I have the funds?
If you are approved, the funds can be ready the same day. The decision itself usually takes about 30 minutes during business hours.
Is there a penalty for paying early?
No. Paying the balance early carries no prepayment penalty.
Do I have to drive to Salt Lake City to apply?
Not to start. You can do the first step from home, online or at 801-377-3333. You then finish in person in Salt Lake City, where the decision usually takes about 30 minutes during business hours.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
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