Skip to content
Serving Davis County · from Salt Lake City

Personal loans near Syracuse, Utah.

There's no Desert Rock Capital branch in Syracuse yet. The closest office is in Salt Lake City, about 45 minutes south on I-15 - and you can start from home so the drive only happens once.

Borrowing from Syracuse

Syracuse is in Davis County, about 36 miles north of our Salt Lake City branch. There is no Desert Rock Capital office in Syracuse itself, so the usual plan is to start the application online or by phone and make one trip to Salt Lake City to finish it.

Loan types for Syracuse borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.

$100 to $3,000No credit checkNo collateralFixed biweekly paymentsDecision in ~30 min

Getting to the Salt Lake City branch from Syracuse

Head south on I-15 for most of the way; the whole drive is usually around 45 minutes.

Its address is 981 East 3300 South, Salt Lake City, UT 84106, and it is open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.

Documents to have ready

Four documents are generally what we need.

  • Something that shows your income: recent paystubs, an awards letter or other proof of income
  • Something showing your current address from the last 45 days, like a utility bill or a lease
  • Your Social Security card, since the application asks for your Social Security Number
  • A current U.S.-issued photo ID (driver's license, state ID or passport)

You do not need a bank account, a cosigner or collateral, though we may ask for one or two more documents depending on your situation.

Step by step

  1. Fill out the short online form or phone 801-377-3333; nothing about starting involves a credit check.
  2. Come to the Salt Lake City branch as a walk-in or with a booked time. Loans are completed in person, so this is where your file gets finished.
  3. We review your application and give you a clear decision, usually in about 30 minutes during business hours.
  4. With an approval, you pick the amount you want from the offer, and your funds can be ready that same day.
  5. Repayment is fixed biweekly payments, with no penalty for paying the balance off early.

If your credit is not perfect

Because there is no credit check, a low score or a thin credit file is not what decides your application. Income and ability to repay are, and a past bankruptcy does not automatically rule you out.

Not everyone is approved. Every loan goes through underwriting, and some things can still lead to a no, such as an open bankruptcy, a tax lien or a wage garnishment.

Loans run from $100 to $3,000, which suits costs like a car repair or a medical bill that cannot wait for the next paycheck. If you need more than $3,000, a bank or credit union that lends larger amounts may be the better place to start.

Your closest branch

Salt Lake City, 36 miles from Syracuse

981 East 3300 South, Salt Lake City, UT 84106

  • Mon to Fri · 9 AM to 8 PM
  • Sat · 10 AM to 5 PM
Call 801-377-3333DirectionsBranch pageBook an appointment

Find your nearest branch

Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.

Common questions

Syracuse borrowers ask

Is there a Desert Rock Capital branch in Syracuse?

No. The closest branch is at 981 East 3300 South, Salt Lake City, UT 84106, about 36 miles away. You can start online from Syracuse and finish with one visit.

Is same-day funding possible?

Yes, if you are approved: your funds can be ready the same day. The decision usually takes about 30 minutes during business hours.

Can I get a loan in Syracuse with bad credit?

You can apply. There is no credit check, and bad credit or no credit history does not rule you out. Every loan is still subject to underwriting.

Can I pay the loan off early?

Yes. There is no prepayment penalty, so you can clear the balance early.

Can I start my application from home in Syracuse?

Yes. The application can be started online or by phone at 801-377-3333; the loan itself is completed in person at the Salt Lake City branch, usually with a decision in about 30 minutes during business hours.

Book an appointment

Pick a branch and a time that works for you.

The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.

Step 1 of 3Branch & details

Which branch, and who's coming in?

Pick the location that works for you. Booking a time is not a loan decision.

Choose a branch
This includes:
  • The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
  • The terms governing contact, communications, and use of my information
  • All other terms and conditions applicable to my inquiry and any future loan relationship
I understand I may opt out of the Arbitration Agreement within 30 days by sending written notice to help@desertrockcapital.com.
This contact may include:
  • Voice calls, including calls placed using automatic telephone dialing systems (ATDS), artificial intelligence (AI), predictive dialers, or prerecorded/artificial voice messages
  • Text messages (SMS/MMS) sent via automated systems
  • Emails related to my inquiry and loan products
I understand:
  • Contact frequency varies; I may receive an average of 5 to 10 text messages per week and multiple voice calls per week
  • Standard message and data rates charged by my wireless carrier may apply
  • I can revoke this consent at any time by replying "STOP" to text messages or calling 801-377-3333
  • I may be contacted even if my phone number is on a state or federal Do Not Call registry
  • My wireless carrier is not liable for delayed or undelivered messages
By providing my contact information and checking this box, I am providing my express written consent to be contacted as described above.
Prefer to talk first? Call 801-377-3333