Personal loans near Midvale, Utah.
There's no Desert Rock Capital branch in Midvale yet. The closest office is in Salt Lake City, about 15 minutes up State Street or I-15 - and you can start from home so the drive only happens once.
Borrowing from Midvale
Midvale sits right in the middle of the valley on the old Main Street line, minutes from our Salt Lake office in any direction. Desert Rock Capital has no office in Midvale, but you do not need to make several trips: start online or by phone, then visit Salt Lake City once to finish.
Loan types for Midvale borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
Which branch serves Midvale
Plan on roughly 15 minutes behind the wheel, heading north from Midvale.
You will find it at 981 East 3300 South, Salt Lake City, UT 84106, open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
Our Orem branch is about 32 miles from Midvale, so Salt Lake City is usually the shorter trip.
How it works from Midvale
- Start the application online or call 801-377-3333. There is no credit check to begin.
- Walk in to the Salt Lake City branch or book a time, and bring your documents. We lend in person, so the application is finished at the branch.
- During business hours, the review and decision usually take about 30 minutes once your documents are in.
- If you are approved, you decide how much of the offer to take, and the funds can be ready the same day.
- You repay in fixed biweekly payments and can pay the loan off early with no prepayment penalty.
Documents to have ready
Four documents are generally what we need.
- Your Social Security card (the application includes your Social Security Number)
- Photo ID issued in the U.S., like a driver's license, a state ID card or a passport
- Something showing your current address from the last 45 days, like a utility bill or a lease
- Current proof of income (paystubs, an awards letter or another income document)
You do not need a bank account, a cosigner or collateral, though we may ask for one or two more documents depending on your situation.
Is this the right fit?
Because there is no credit check, a low score or a thin credit file is not what decides your application. Income and ability to repay are, and a past bankruptcy does not automatically rule you out.
Not everyone is approved. Every loan goes through underwriting, and some things can still lead to a no, such as an open bankruptcy, a tax lien or a wage garnishment.
The $100 to $3,000 range is meant for things like a car repair or a medical bill that cannot wait until your next paycheck. For more than $3,000, start with a bank or credit union that lends larger amounts.
Salt Lake City, 9 miles from Midvale
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Midvale borrowers ask
Is there a Desert Rock Capital branch in Midvale?
No. The closest branch is at 981 East 3300 South, Salt Lake City, UT 84106, about 9 miles away. You can start online from Midvale and finish with one visit.
Do I need an appointment?
No. Walk-ins are welcome, but booking a time online means your file is ready when you arrive. Booking is not a loan decision.
Can I start my application from home in Midvale?
Yes. The application can be started online or by phone at 801-377-3333; the loan itself is completed in person at the Salt Lake City branch, usually with a decision in about 30 minutes during business hours.
Can I get the money the same day?
If you are approved, yes, your funds can be ready the same day. The decision usually comes in about 30 minutes during business hours, once your application and documents are reviewed.
Do you check my credit?
No. There is no credit check, so bad credit or no credit history does not rule you out. Each application still goes through underwriting.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
- Voice calls, including calls placed using automatic telephone dialing systems (ATDS), artificial intelligence (AI), predictive dialers, or prerecorded/artificial voice messages
- Text messages (SMS/MMS) sent via automated systems
- Emails related to my inquiry and loan products
- Contact frequency varies; I may receive an average of 5 to 10 text messages per week and multiple voice calls per week
- Standard message and data rates charged by my wireless carrier may apply
- I can revoke this consent at any time by replying "STOP" to text messages or calling 801-377-3333
- I may be contacted even if my phone number is on a state or federal Do Not Call registry
- My wireless carrier is not liable for delayed or undelivered messages