Personal loans near Herriman, Utah.
There's no Desert Rock Capital branch in Herriman yet. The closest office is in Salt Lake City, about 30 minutes northeast via Mountain View and I-15 - and you can start from home so the drive only happens once.
Borrowing from Herriman
Herriman's fast-growing neighborhoods past the Bacchus Highway put real demands on a household budget, and the run north is a straight shot. Desert Rock Capital has no office in Herriman, but you do not need to make several trips: start online or by phone, then visit Salt Lake City once to finish.
Loan types for Herriman borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
The drive from Herriman to Salt Lake City
It is a trip of about 30 minutes to the northeast, a little longer at rush hour.
You will find it at 981 East 3300 South, Salt Lake City, UT 84106, open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
If you are already headed toward Orem, that branch is about 31 miles from Herriman and works the same way.
Step by step
- Fill out the short online form or phone 801-377-3333; nothing about starting involves a credit check.
- Walk in to the Salt Lake City branch or book a time, and bring your documents. We lend in person, so the application is finished at the branch.
- We review your application and give you a clear decision, usually in about 30 minutes during business hours.
- If you are approved, your funds can be ready the same day, and you choose how much of the offer to accept.
- You repay in fixed biweekly payments and can pay the loan off early with no prepayment penalty.
The documents checklist
Having these with you keeps the review moving.
- Your Social Security card (the application includes your Social Security Number)
- Photo ID issued in the U.S., like a driver's license, a state ID card or a passport
- A utility bill, lease or similar proof of where you live, dated in the last 45 days
- Current proof of income (paystubs, an awards letter or another income document)
You do not need a bank account, a cosigner or collateral, though we may ask for one or two more documents depending on your situation.
If your credit is not perfect
Because there is no credit check, a low score or a thin credit file is not what decides your application. Income and ability to repay are, and a past bankruptcy does not automatically rule you out.
Approval still depends on underwriting. An open bankruptcy, a tax lien or a wage garnishment are examples of things that can still lead to a denial.
Loans run from $100 to $3,000, which suits costs like a car repair or a medical bill that cannot wait for the next paycheck. If you need more than $3,000, a bank or credit union that lends larger amounts may be the better place to start.
Salt Lake City, 22 miles from Herriman
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Herriman borrowers ask
Is there a Desert Rock Capital branch in Herriman?
There is no Herriman branch. The nearest one is our Salt Lake City office at 981 East 3300 South, Salt Lake City, UT 84106, roughly 22 miles from Herriman.
Do I have to drive to Salt Lake City to apply?
Not to start. You can do the first step from home, online or at 801-377-3333. You then finish in person in Salt Lake City, where the decision usually takes about 30 minutes during business hours.
Can I pay the loan off early?
Yes. There is no prepayment penalty, so you can clear the balance early.
Do you check my credit?
No. There is no credit check, so bad credit or no credit history does not rule you out. Each application still goes through underwriting.
How soon could I have the funds?
If you are approved, the funds can be ready the same day. The decision itself usually takes about 30 minutes during business hours.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
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