Personal loans near Park City, Utah.
There's no Desert Rock Capital branch in Park City yet. The closest office is in Salt Lake City, about 30 minutes west on I-80 - and you can start from home so the drive only happens once.
Borrowing from Park City
The nearest Desert Rock Capital branch to Park City (Summit County) is in Salt Lake City, roughly 24 miles away to the west. There is no Desert Rock Capital office in Park City itself, so the usual plan is to start the application online or by phone and make one trip to Salt Lake City to finish it.
Loan types for Park City borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
Which branch serves Park City
Most of the trip from Park City is on I-80 heading west. Allow about 30 minutes, plus extra time in heavy traffic.
Its address is 981 East 3300 South, Salt Lake City, UT 84106, and it is open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
Bad credit, no credit and past bankruptcy
There is no credit check. We look at your income and your ability to repay, so bad credit or no credit history does not rule you out, and a past bankruptcy does not automatically rule you out either.
Every application still goes through underwriting, and a few situations can lead to a denial, including an open bankruptcy, a tax lien or a wage garnishment.
Loans run from $100 to $3,000, which suits costs like a car repair or a medical bill that cannot wait for the next paycheck. If you need more than $3,000, a bank or credit union that lends larger amounts may be the better place to start.
How it works from Park City
- Start the application online or call 801-377-3333. There is no credit check to begin.
- Visit the Salt Lake City branch with your documents, either by booking a time or walking in. The loan is finalized in person there.
- During business hours, the review and decision usually take about 30 minutes once your documents are in.
- If you are approved, you decide how much of the offer to take, and the funds can be ready the same day.
- Repayment is fixed biweekly payments, with no penalty for paying the balance off early.
What you will need at the branch
The review goes smoothly when you arrive with the following.
- A utility bill, lease or similar proof of where you live, dated in the last 45 days
- A valid U.S.-issued photo ID, such as a driver's license, state ID or passport
- Proof of income, such as your last two paystubs, an awards letter or other proof of fixed income
- Your Social Security card
You do not need a bank account, a cosigner or collateral, though we may ask for one or two more documents depending on your situation.
Salt Lake City, 24 miles from Park City
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
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Park City borrowers ask
Is there a Desert Rock Capital branch in Park City?
No. The closest branch is at 981 East 3300 South, Salt Lake City, UT 84106, about 24 miles away. You can start online from Park City and finish with one visit.
Can I book a time at the Salt Lake City branch?
Yes. You can book a time online, and walk-ins are welcome too. Booking a time is not a loan decision.
Can I get a loan without a bank account?
Yes. Desert Rock Capital does not require a bank account. You make payments toward your loan account yourself, and we never hold a post-dated check or take pre-authorized debits.
Can I apply online from Park City?
Yes. Start online or call 801-377-3333. Because we lend in person, you finish at the Salt Lake City branch with your documents, and the decision usually takes about 30 minutes during business hours.
Do you check my credit?
No. There is no credit check, so bad credit or no credit history does not rule you out. Each application still goes through underwriting.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
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