Personal loans near Riverton, Utah.
There's no Desert Rock Capital branch in Riverton yet. The closest office is in Salt Lake City, about 20 minutes north on I-15 - and you can start from home so the drive only happens once.
Borrowing from Riverton
Riverton is in Salt Lake County, about 16 miles south of our Salt Lake City branch. Riverton does not have its own Desert Rock Capital office. Start the application from home, then bring your documents to Salt Lake City for one visit to wrap it up.
Loan types for Riverton borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
Which branch serves Riverton
Most of the trip from Riverton is on I-15 heading north. Allow about 20 minutes, plus extra time in heavy traffic.
The branch is at 981 East 3300 South, Salt Lake City, UT 84106. Hours are Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
Our Orem branch is about 27 miles from Riverton, so Salt Lake City is usually the shorter trip.
If your credit is not perfect
Your credit score is not part of the decision because there is no credit check. The review looks at income and ability to repay, which means bad credit, no credit or a past bankruptcy does not automatically rule you out.
Every application still goes through underwriting, and a few situations can lead to a denial, including an open bankruptcy, a tax lien or a wage garnishment.
The $100 to $3,000 range is meant for things like a car repair or a medical bill that cannot wait until your next paycheck. For more than $3,000, start with a bank or credit union that lends larger amounts.
Documents to have ready
The review goes smoothly when you arrive with the following.
- Proof of residence dated within the last 45 days, such as a utility bill or lease
- Your Social Security card, since the application asks for your Social Security Number
- Proof of income, such as your last two paystubs, an awards letter or other proof of fixed income
- Photo ID issued in the U.S., like a driver's license, a state ID card or a passport
You do not need a bank account, a cosigner or collateral, though we may ask for one or two more documents depending on your situation.
Step by step
- Begin online from Riverton, or call 801-377-3333 if you would rather talk it through. Starting does not involve a credit check.
- Visit the Salt Lake City branch with your documents, either by booking a time or walking in. The loan is finalized in person there.
- During business hours, the review and decision usually take about 30 minutes once your documents are in.
- If you are approved, you decide how much of the offer to take, and the funds can be ready the same day.
- Repayment is fixed biweekly payments, with no penalty for paying the balance off early.
Salt Lake City, 16 miles from Riverton
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Riverton borrowers ask
Is there a Desert Rock Capital branch in Riverton?
Not in Riverton itself. Riverton borrowers use the Salt Lake City branch at 981 East 3300 South, Salt Lake City, UT 84106, about 16 miles away.
Can I book a time at the Salt Lake City branch?
Yes. You can book a time online, and walk-ins are welcome too. Booking a time is not a loan decision.
Can I get a loan in Riverton with bad credit?
You can apply. There is no credit check, and bad credit or no credit history does not rule you out. Every loan is still subject to underwriting.
Can I start my application from home in Riverton?
Yes. The application can be started online or by phone at 801-377-3333; the loan itself is completed in person at the Salt Lake City branch, usually with a decision in about 30 minutes during business hours.
Is a checking account required?
No. A bank account is not needed. Payments are made by you toward your loan account; we never keep a post-dated check or set up pre-authorized debits.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
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