Personal loans near West Jordan, Utah.
There's no Desert Rock Capital branch in West Jordan yet. The closest office is in Salt Lake City, about 20 minutes northeast via Bangerter and I-15 - and you can start from home so the drive only happens once.
Borrowing from West Jordan
West Jordan's fast-growing neighborhoods west of the Jordan River put plenty of demands on a household budget. There is no Desert Rock Capital office in West Jordan itself, so the usual plan is to start the application online or by phone and make one trip to Salt Lake City to finish it.
Loan types for West Jordan borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
West Jordan to the Salt Lake City branch
Plan on roughly 20 minutes behind the wheel, heading northeast from West Jordan.
Its address is 981 East 3300 South, Salt Lake City, UT 84106, and it is open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
Our Orem branch is about 33 miles from West Jordan, so Salt Lake City is usually the shorter trip.
The documents checklist
Having these with you keeps the review moving.
- A valid U.S.-issued photo ID, such as a driver's license, state ID or passport
- Proof of income, such as your last two paystubs, an awards letter or other proof of fixed income
- Something showing your current address from the last 45 days, like a utility bill or a lease
- Your Social Security card
No bank account is required and nobody has to co-sign. Depending on your file, we may ask for one or two additional documents.
How it works from West Jordan
- Fill out the short online form or phone 801-377-3333; nothing about starting involves a credit check.
- Walk in to the Salt Lake City branch or book a time, and bring your documents. We lend in person, so the application is finished at the branch.
- We review your application and give you a clear decision, usually in about 30 minutes during business hours.
- With an approval, you pick the amount you want from the offer, and your funds can be ready that same day.
- Repayment is fixed biweekly payments, with no penalty for paying the balance off early.
Bad credit, no credit and past bankruptcy
Your credit score is not part of the decision because there is no credit check. The review looks at income and ability to repay, which means bad credit, no credit or a past bankruptcy does not automatically rule you out.
Every application still goes through underwriting, and a few situations can lead to a denial, including an open bankruptcy, a tax lien or a wage garnishment.
The $100 to $3,000 range is meant for things like a car repair or a medical bill that cannot wait until your next paycheck. For more than $3,000, start with a bank or credit union that lends larger amounts.
Salt Lake City, 13 miles from West Jordan
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
West Jordan borrowers ask
Is there a Desert Rock Capital branch in West Jordan?
Not in West Jordan itself. West Jordan borrowers use the Salt Lake City branch at 981 East 3300 South, Salt Lake City, UT 84106, about 13 miles away.
Can I apply if I had a bankruptcy?
Yes. The review is based on income and ability to repay, and a past bankruptcy does not automatically rule you out; an open bankruptcy, a tax lien or a wage garnishment are the kinds of issues that can still mean a no.
Can I book a time at the Salt Lake City branch?
Yes. You can book a time online, and walk-ins are welcome too. Booking a time is not a loan decision.
Is a checking account required?
No. A bank account is not needed. Payments are made by you toward your loan account; we never keep a post-dated check or set up pre-authorized debits.
Can I apply online from West Jordan?
Yes. Start online or call 801-377-3333. Because we lend in person, you finish at the Salt Lake City branch with your documents, and the decision usually takes about 30 minutes during business hours.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
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