Personal loans near South Jordan, Utah.
There's no Desert Rock Capital branch in South Jordan yet. The closest office is in Salt Lake City, about 20 minutes north on I-15 or Bangerter - and you can start from home so the drive only happens once.
Borrowing from South Jordan
South Jordan spreads across Daybreak and the southwest valley, where a new-build budget can stretch thin between the mortgage and move-in costs. Desert Rock Capital has no office in South Jordan, but you do not need to make several trips: start online or by phone, then visit Salt Lake City once to finish.
Loan types for South Jordan borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
The drive from South Jordan to Salt Lake City
Most of the trip from South Jordan is on I-15 heading north. Allow about 20 minutes, plus extra time in heavy traffic.
Its address is 981 East 3300 South, Salt Lake City, UT 84106, and it is open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM.
If you are already headed toward Orem, that branch is about 29 miles from South Jordan and works the same way.
How it works from South Jordan
- Begin online from South Jordan, or call 801-377-3333 if you would rather talk it through. Starting does not involve a credit check.
- Visit the Salt Lake City branch with your documents, either by booking a time or walking in. The loan is finalized in person there.
- We review your application and give you a clear decision, usually in about 30 minutes during business hours.
- If you are approved, your funds can be ready the same day, and you choose how much of the offer to accept.
- Repayment is fixed biweekly payments, with no penalty for paying the balance off early.
Bad credit, no credit and past bankruptcy
Because there is no credit check, a low score or a thin credit file is not what decides your application. Income and ability to repay are, and a past bankruptcy does not automatically rule you out.
Not everyone is approved. Every loan goes through underwriting, and some things can still lead to a no, such as an open bankruptcy, a tax lien or a wage garnishment.
The $100 to $3,000 range is meant for things like a car repair or a medical bill that cannot wait until your next paycheck. For more than $3,000, start with a bank or credit union that lends larger amounts.
The documents checklist
Bring these to the Salt Lake City branch, or have them handy if you start online.
- Your Social Security card
- A current U.S.-issued photo ID (driver's license, state ID or passport)
- Proof of income, such as your last two paystubs, an awards letter or other proof of fixed income
- A utility bill, lease or similar proof of where you live, dated in the last 45 days
No bank account is required and nobody has to co-sign. Depending on your file, we may ask for one or two additional documents.
Salt Lake City, 16 miles from South Jordan
981 East 3300 South, Salt Lake City, UT 84106
- Mon to Fri · 9 AM to 8 PM
- Sat · 10 AM to 5 PM
Find your nearest branch
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South Jordan borrowers ask
Is there a Desert Rock Capital branch in South Jordan?
No. The closest branch is at 981 East 3300 South, Salt Lake City, UT 84106, about 16 miles away. You can start online from South Jordan and finish with one visit.
Can I start my application from home in South Jordan?
Yes. The application can be started online or by phone at 801-377-3333; the loan itself is completed in person at the Salt Lake City branch, usually with a decision in about 30 minutes during business hours.
How soon could I have the funds?
If you are approved, the funds can be ready the same day. The decision itself usually takes about 30 minutes during business hours.
Does a past bankruptcy rule me out?
Not automatically. A past bankruptcy does not rule you out on its own, although an open bankruptcy, a tax lien or a wage garnishment can still lead to a denial.
Is there a penalty for paying early?
No. Paying the balance early carries no prepayment penalty.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
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