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Serving Washington County · from St. George

Personal loans near Washington, Utah.

There's no Desert Rock Capital branch in Washington yet. The closest office is in St. George, about 12 minutes down St. George Boulevard - and you can start from home so the drive only happens once.

Borrowing from Washington

Washington City runs together with St. George block to block, so the branch is effectively local. We do not have a branch inside Washington. You can start from home, online or by phone, and then finish in person with a single visit to St. George.

Loan types for Washington borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.

$100 to $3,000No credit checkNo collateralFixed biweekly paymentsDecision in ~30 min

The drive from Washington to St. George

The drive heads west and usually takes around 12 minutes, depending on traffic.

You will find it at 168 North 100 East, Suite #250, St. George, UT 84770, open Mon to Fri 9 AM to 6 PM, closed weekends.

Documents to have ready

Bring these to the St. George branch, or have them handy if you start online.

  • A utility bill, lease or similar proof of where you live, dated in the last 45 days
  • Current proof of income (paystubs, an awards letter or another income document)
  • Photo ID issued in the U.S., like a driver's license, a state ID card or a passport
  • Your Social Security card (the application includes your Social Security Number)

There is no bank account requirement, no cosigner and no collateral. Occasionally we ask for one or two extra documents, depending on the application.

How it works from Washington

  1. Begin online from Washington, or call 801-377-3333 if you would rather talk it through. Starting does not involve a credit check.
  2. Walk in to the St. George branch or book a time, and bring your documents. We lend in person, so the application is finished at the branch.
  3. During business hours, the review and decision usually take about 30 minutes once your documents are in.
  4. If you are approved, your funds can be ready the same day, and you choose how much of the offer to accept.
  5. Repayment is fixed biweekly payments, with no penalty for paying the balance off early.

Bad credit, no credit and past bankruptcy

There is no credit check. We look at your income and your ability to repay, so bad credit or no credit history does not rule you out, and a past bankruptcy does not automatically rule you out either.

Every application still goes through underwriting, and a few situations can lead to a denial, including an open bankruptcy, a tax lien or a wage garnishment.

Loans run from $100 to $3,000, which suits costs like a car repair or a medical bill that cannot wait for the next paycheck. If you need more than $3,000, a bank or credit union that lends larger amounts may be the better place to start.

Your closest branch

St. George, 8 miles from Washington

168 North 100 East, Suite #250, St. George, UT 84770

  • Mon to Fri · 9 AM to 6 PM
  • Closed weekends
Call 801-377-3333DirectionsBranch pageBook an appointment

Find your nearest branch

Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.

Common questions

Washington borrowers ask

Is there a Desert Rock Capital branch in Washington?

Not in Washington itself. Washington borrowers use the St. George branch at 168 North 100 East, Suite #250, St. George, UT 84770, about 8 miles away.

Is there a penalty for paying early?

No. Paying the balance early carries no prepayment penalty.

Do I have to drive to St. George to apply?

Not to start. You can do the first step from home, online or at 801-377-3333. You then finish in person in St. George, where the decision usually takes about 30 minutes during business hours.

How soon could I have the funds?

If you are approved, the funds can be ready the same day. The decision itself usually takes about 30 minutes during business hours.

Can I book a time at the St. George branch?

Yes. You can book a time online, and walk-ins are welcome too. Booking a time is not a loan decision.

Related guides

Book an appointment

Pick a branch and a time that works for you.

The St. George branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.

Step 1 of 3Branch & details

Which branch, and who's coming in?

Pick the location that works for you. Booking a time is not a loan decision.

Choose a branch
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