Personal loans near Cedar City, Utah.
There's no Desert Rock Capital branch in Cedar City yet. The closest office is in St. George, about 50 minutes south on I-15 - and you can start from home so the drive only happens once.
Borrowing from Cedar City
Cedar City borrowers know the St. George run well; it is the same drive locals make for an airport, a big-box run, or a specialist visit. Cedar City does not have its own Desert Rock Capital office. Start the application from home, then bring your documents to St. George for one visit to wrap it up.
Loan types for Cedar City borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
Cedar City to the St. George branch
Most of the trip from Cedar City is on I-15 heading southwest. Allow about 50 minutes, plus extra time in heavy traffic.
The branch is at 168 North 100 East, Suite #250, St. George, UT 84770. Hours are Mon to Fri 9 AM to 6 PM, closed weekends.
Is this the right fit?
Because there is no credit check, a low score or a thin credit file is not what decides your application. Income and ability to repay are, and a past bankruptcy does not automatically rule you out.
Every application still goes through underwriting, and a few situations can lead to a denial, including an open bankruptcy, a tax lien or a wage garnishment.
Loans run from $100 to $3,000, which suits costs like a car repair or a medical bill that cannot wait for the next paycheck. If you need more than $3,000, a bank or credit union that lends larger amounts may be the better place to start.
What to bring from Cedar City
Bring these to the St. George branch, or have them handy if you start online.
- Your Social Security card, since the application asks for your Social Security Number
- A utility bill, lease or similar proof of where you live, dated in the last 45 days
- Photo ID issued in the U.S., like a driver's license, a state ID card or a passport
- Something that shows your income: recent paystubs, an awards letter or other proof of income
You do not need a bank account, a cosigner or collateral, though we may ask for one or two more documents depending on your situation.
What happens after you apply
- Start the application online or call 801-377-3333. There is no credit check to begin.
- Visit the St. George branch with your documents, either by booking a time or walking in. The loan is finalized in person there.
- We review your application and give you a clear decision, usually in about 30 minutes during business hours.
- If you are approved, you decide how much of the offer to take, and the funds can be ready the same day.
- You repay in fixed biweekly payments and can pay the loan off early with no prepayment penalty.
St. George, 53 miles from Cedar City
168 North 100 East, Suite #250, St. George, UT 84770
- Mon to Fri · 9 AM to 6 PM
- Closed weekends
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Cedar City borrowers ask
Is there a Desert Rock Capital branch in Cedar City?
There is no Cedar City branch. The nearest one is our St. George office at 168 North 100 East, Suite #250, St. George, UT 84770, roughly 53 miles from Cedar City.
Do I need an appointment?
No. Walk-ins are welcome, but booking a time online means your file is ready when you arrive. Booking is not a loan decision.
Is there a penalty for paying early?
No. Paying the balance early carries no prepayment penalty.
Is a checking account required?
No. A bank account is not needed. Payments are made by you toward your loan account; we never keep a post-dated check or set up pre-authorized debits.
Can I start my application from home in Cedar City?
Yes. The application can be started online or by phone at 801-377-3333; the loan itself is completed in person at the St. George branch, usually with a decision in about 30 minutes during business hours.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The St. George branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
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