Personal loans near Hurricane, Utah.
There's no Desert Rock Capital branch in Hurricane yet. The closest office is in St. George, about 25 minutes west on SR-9 and I-15 - and you can start from home so the drive only happens once.
Borrowing from Hurricane
Hurricane and the rest of the SR-9 corridor lean on St. George for most services already. Hurricane does not have its own Desert Rock Capital office. Start the application from home, then bring your documents to St. George for one visit to wrap it up.
Loan types for Hurricane borrowers: personal loans, signature loans, installment loans and no credit check loans, each $100 to $3,000 with fixed biweekly payments.
Hurricane to the St. George branch
Plan on roughly 25 minutes behind the wheel, heading west from Hurricane.
You will find it at 168 North 100 East, Suite #250, St. George, UT 84770, open Mon to Fri 9 AM to 6 PM, closed weekends.
Documents to have ready
Four documents are generally what we need.
- Something showing your current address from the last 45 days, like a utility bill or a lease
- A current U.S.-issued photo ID (driver's license, state ID or passport)
- Your Social Security card, since the application asks for your Social Security Number
- Current proof of income (paystubs, an awards letter or another income document)
There is no bank account requirement, no cosigner and no collateral. Occasionally we ask for one or two extra documents, depending on the application.
Bad credit, no credit and past bankruptcy
Your credit score is not part of the decision because there is no credit check. The review looks at income and ability to repay, which means bad credit, no credit or a past bankruptcy does not automatically rule you out.
Not everyone is approved. Every loan goes through underwriting, and some things can still lead to a no, such as an open bankruptcy, a tax lien or a wage garnishment.
Loan amounts are $100 to $3,000. That covers a surprise repair or a medical bill; if you need more than $3,000, a bank or credit union that lends larger amounts is a better starting point.
What happens after you apply
- Fill out the short online form or phone 801-377-3333; nothing about starting involves a credit check.
- Walk in to the St. George branch or book a time, and bring your documents. We lend in person, so the application is finished at the branch.
- During business hours, the review and decision usually take about 30 minutes once your documents are in.
- If you are approved, your funds can be ready the same day, and you choose how much of the offer to accept.
- Payments are fixed and biweekly, and paying off early carries no prepayment penalty.
St. George, 18 miles from Hurricane
168 North 100 East, Suite #250, St. George, UT 84770
- Mon to Fri · 9 AM to 6 PM
- Closed weekends
Find your nearest branch
Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page.
Hurricane borrowers ask
Is there a Desert Rock Capital branch in Hurricane?
No. The closest branch is at 168 North 100 East, Suite #250, St. George, UT 84770, about 18 miles away. You can start online from Hurricane and finish with one visit.
Can I pay the loan off early?
Yes. There is no prepayment penalty, so you can clear the balance early.
Is same-day funding possible?
Yes, if you are approved: your funds can be ready the same day. The decision usually takes about 30 minutes during business hours.
Does a past bankruptcy rule me out?
Not automatically. A past bankruptcy does not rule you out on its own, although an open bankruptcy, a tax lien or a wage garnishment can still lead to a denial.
Do I have to drive to St. George to apply?
Not to start. You can do the first step from home, online or at 801-377-3333. You then finish in person in St. George, where the decision usually takes about 30 minutes during business hours.
What you can borrow for
Nearby cities we serve the same way
Pick a branch and a time that works for you.
The St. George branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Which branch, and who's coming in?
Pick the location that works for you. Booking a time is not a loan decision.
- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
- Voice calls, including calls placed using automatic telephone dialing systems (ATDS), artificial intelligence (AI), predictive dialers, or prerecorded/artificial voice messages
- Text messages (SMS/MMS) sent via automated systems
- Emails related to my inquiry and loan products
- Contact frequency varies; I may receive an average of 5 to 10 text messages per week and multiple voice calls per week
- Standard message and data rates charged by my wireless carrier may apply
- I can revoke this consent at any time by replying "STOP" to text messages or calling 801-377-3333
- I may be contacted even if my phone number is on a state or federal Do Not Call registry
- My wireless carrier is not liable for delayed or undelivered messages
