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Interest tool

Simple interest is charged only on the original amount. Enter a principal, annual rate, and time to see the interest and total.

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Results

Fill in the fields to see the result. The math runs instantly in your browser; nothing you type is saved or sent.

A general-purpose math tool. It runs standard math on the numbers you enter, including a rate you choose yourself. Nothing is pre-filled. It is not an offer, quote, rate, approval, or estimate of any Desert Rock Capital loan. A general math tool. Desert Rock Capital loans are installment loans, not single simple-interest lump sums, so this does not represent DRC pricing.

The calculator above is a general math tool and is separate from any Desert Rock Capital loan. Desert Rock Capital lends $100 to $3,000 in Utah with no credit check and fixed biweekly payments; the amount offered, if approved, is shown to you up front, and every payment is in writing before you sign.

I = P x r x t; total = P x (1 + r x t)

Simple interest multiplies the principal by the annual rate and the time in years. Unlike compound interest, it never charges interest on previously accrued interest.

Desert Rock Capital is a licensed Utah consumer lender. Our product is a personal installment loan of $100 to $3,000, with no credit check, no collateral, and fixed biweekly payments, for Utah residents. This is a general simple-interest math tool and does not represent Desert Rock Capital pricing; our loans are amortized installment loans. It is educational only. Other lenders and products calculate costs differently, and your actual terms depend on your own agreement. We use the standard formula cited below so the math is transparent and not our invention.

No. Desert Rock Capital loans are amortized installment loans, not single simple-interest balances. This tool is for general education.

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We will walk the real schedule with you, in writing, before you sign anything. Booking a time is not a loan decision. No credit check, and a clear decision usually in about 30 minutes.

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The math is free. So is a straightforward decision.

Apply online or visit a branch in Salt Lake City, Orem, or St. George. No credit check, not based on your credit score, and you get a clear decision in about 30 minutes.

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