--- title: "Personal Loans Near Kaysville, Utah | DRC" url: "https://www.desertrockcapital.com/near/kaysville" description: "No DRC branch in Kaysville yet - the closest is Salt Lake City, about 29 miles away. $100 to $3,000, no credit check, fixed biweekly payments." --- Serving Davis County · from Salt Lake City # Personal loans near Kaysville, Utah. There's no Desert Rock Capital branch in Kaysville yet. The closest office is in Salt Lake City, about 35 minutes south on I-15 - and you can start from home so the drive only happens once. Start from Kaysville Directions to Salt Lake City 1. [Home](/) 2. [Branches](/branches) 3. Near Kaysville ## Borrowing from Kaysville ![Desert Rock Capital, serving Kaysville, Utah from Salt Lake City](/near/kaysville.jpg) Kaysville, in Davis County, sits about 29 miles north of the Desert Rock Capital branch in Salt Lake City. Kaysville does not have its own Desert Rock Capital office. Start the application from home, then bring your documents to Salt Lake City for one visit to wrap it up. Loan types for Kaysville borrowers: [personal loans](/services/personal-loans), [signature loans](/services/signature-loans), installment loans and [no credit check loans](/services/no-credit-check-loans), each $100 to $3,000 with fixed biweekly payments. $100 to $3,000 No credit check No collateral Fixed biweekly payments Decision in ~30 min ## Getting to the Salt Lake City branch from Kaysville The drive runs south, mostly on I-15, and takes roughly 35 minutes, longer at rush hour. You will find it at 981 East 3300 South, Salt Lake City, UT 84106, open Mon to Fri 9 AM to 8 PM, Sat 10 AM to 5 PM. ## What you will need at the branch Four documents are generally what we need. - Current proof of income (paystubs, an awards letter or another income document) - A valid U.S.-issued photo ID, such as a driver's license, state ID or passport - Your Social Security card, since the application asks for your Social Security Number - A utility bill, lease or similar proof of where you live, dated in the last 45 days No bank account is required and nobody has to co-sign. Depending on your file, we may ask for one or two additional documents. ## If your credit is not perfect Because there is no credit check, a low score or a thin credit file is not what decides your application. Income and ability to repay are, and a past bankruptcy does not automatically rule you out. Not everyone is approved. Every loan goes through underwriting, and some things can still lead to a no, such as an open bankruptcy, a tax lien or a wage garnishment. The $100 to $3,000 range is meant for things like a car repair or a medical bill that cannot wait until your next paycheck. For more than $3,000, start with a bank or credit union that lends larger amounts. ## Step by step 1. Start the application online or call 801-377-3333. There is no credit check to begin. 2. Come to the Salt Lake City branch as a walk-in or with a booked time. Loans are completed in person, so this is where your file gets finished. 3. During business hours, the review and decision usually take about 30 minutes once your documents are in. 4. If you are approved, you decide how much of the offer to take, and the funds can be ready the same day. 5. Repayment is fixed biweekly payments, with no penalty for paying the balance off early. Your closest branch ## Salt Lake City, 29 miles from Kaysville 981 East 3300 South, Salt Lake City, UT 84106 - Mon to Fri · 9 AM to 8 PM - Sat · 10 AM to 5 PM Call 801-377-3333 Directions Branch page Book an appointment ### Find your nearest branch Three offices cover Utah: Salt Lake City, Orem, and St. George. Enter your ZIP and we'll point you at the closest one. Nothing is sent anywhere; the lookup happens right on this page. Common questions ## Kaysville borrowers ask ### Is there a Desert Rock Capital branch in Kaysville? There is no Kaysville branch. The nearest one is our Salt Lake City office at 981 East 3300 South, Salt Lake City, UT 84106, roughly 29 miles from Kaysville. ### Do I have to drive to Salt Lake City to apply? Not to start. You can do the first step from home, online or at 801-377-3333. You then finish in person in Salt Lake City, where the decision usually takes about 30 minutes during business hours. ### Can I get a loan in Kaysville with bad credit? You can apply. There is no credit check, and bad credit or no credit history does not rule you out. Every loan is still subject to underwriting. ### Do I need a bank account to borrow from Kaysville? No. Desert Rock Capital does not require a bank account. You make payments toward your loan account yourself, and we never hold a post-dated check or take pre-authorized debits. ### Is there a penalty for paying early? No. Paying the balance early carries no prepayment penalty. ## What you can borrow for - [Personal loans](/services/personal-loans) - [Signature loans](/services/signature-loans) - [No credit check loans](/services/no-credit-check-loans) - [What you need to qualify](/requirements) - [Payment calculator](/calculators/personal-loan) ## Nearby cities we serve the same way - [Loans near Ogden](/near/ogden) - [Loans near Layton](/near/layton) - [Loans near Clearfield](/near/clearfield) - [All branches](/branches) Book an appointment ## Pick a branch and a time that works for you. The Salt Lake City branch is preselected for you. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes. Step 1 of 3 Branch & details ## Which branch, and who's coming in? Pick the location that works for you. Booking a time is not a loan decision. 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