---
title: "Loan & Interest Calculators | Desert Rock Capital"
url: "https://www.desertrockcapital.com/calculators"
description: "Free, source-cited calculators: personal, payday, title, line of credit, mortgage, auto, CD, compound, and simple interest. Educational tools, not offers."
---

Free tools

# Calculators for every kind of loan.

Source-cited math tools for the loans and savings products people compare. Enter your own figures, including the rate. Educational only: nothing is an offer, and nothing you type is saved.
See if you qualify
Or call
801-377-3333

## Our loan

Estimate payments on the kind of installment loan Desert Rock Capital makes.
Installment loan estimator

### Personal Loan

Enter an amount, a number of payments, and a rate you choose to see the payment and total interest for weekly, biweekly, or monthly schedules.
Open calculator

## Other loan types

Educational tools for products Desert Rock Capital does not offer, so you can compare costs honestly.
Cost-of-credit tool

### Payday Loan

Payday loans charge a flat fee per $100 and are due in one lump sum on your next payday.
Open calculator
Cost-of-credit tool

### Title Loan

Title loans are secured by your vehicle and usually charge a monthly finance fee on the amount borrowed.
Open calculator
Revolving credit tool

### Line of Credit

Revolving credit charges interest on your drawn balance each month.
Open calculator
Mortgage estimator

### Home Loan / Mortgage

A mortgage is repaid in level monthly payments over many years.
Open calculator
Auto loan estimator

### Auto Loan

Enter the vehicle price, any down payment or trade-in, the rate, and the term to see the monthly payment and total interest on an auto loan.
Open calculator

## Savings and interest

General math tools for interest and growth. Not Desert Rock Capital products.
Savings tool

### Certificate of Deposit (CD)

A certificate of deposit grows by compounding.
Open calculator
Interest tool

### Compound Interest

Compound interest earns interest on interest.
Open calculator
Interest tool

### Simple Interest

Simple interest is charged only on the original amount.
Open calculator
Want the real number?

## Book a time at a Utah branch.

A calculator is a start; a branch visit gets you a straightforward decision in about 30 minutes, in writing, with no credit check.
Step
1
of
3
Branch & details

## Which branch, and who's coming in?

Pick the location that works for you. Booking a time is not a loan decision.
Choose a branch
First name
*
Last name
*
Email
*
Phone
*
I accept the Terms of Service and Privacy Policy
*
By checking this box, I acknowledge that I have reviewed and agree to be bound by Desert Rock Capital's
Terms of Service
and
Privacy Policy
.
This includes:

- The Mandatory Arbitration Agreement, which requires disputes to be resolved through individual arbitration rather than court or class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
I understand I may opt out of the Arbitration Agreement within 30 days by sending written notice to
help@desertrockcapital.com
.
I consent to receive calls, texts, and emails
*
I authorize Desert Rock Capital to contact me at the phone number(s) and email address I provide for marketing, informational, and service-related purposes. This consent is not required as a condition of purchasing any goods or services from Desert Rock Capital.
This contact may include:

- Voice calls, including calls placed using automatic telephone dialing systems (ATDS), artificial intelligence (AI), predictive dialers, or prerecorded/artificial voice messages
- Text messages (SMS/MMS) sent via automated systems
- Emails related to my inquiry and loan products
I understand:

- Contact frequency varies; I may receive an average of 5 to 10 text messages per week and multiple voice calls per week
- Standard message and data rates charged by my wireless carrier may apply
- I can revoke this consent at any time by replying "STOP" to text messages or calling [801-377-3333](tel:+18013773333)
- I may be contacted even if my phone number is on a state or federal Do Not Call registry
- My wireless carrier is not liable for delayed or undelivered messages
By providing my contact information and checking this box, I am providing my express written consent to be contacted as described above.
Prefer to talk first?
Call
801-377-3333

## The math is free. So is a straightforward decision.

Apply online or visit a branch in Salt Lake City, Orem, or St. George. No credit check, not based on your credit score.
Start your application