---
title: "Personal Loans Salt Lake City | Desert Rock Capital SLC Branch"
url: "https://www.desertrockcapital.com/blogs/personal-loans-salt-lake-city-office"
description: "Desert Rock Capital's Salt Lake City branch at 981 E 3300 S offers personal and signature loans from $100 to $3,000. No credit check, decision in about 30…"
---

Financial Tips

# Personal Loans in Salt Lake City: Our South Salt Lake Office

September 12, 2026 · 3 min read

If you live in Salt Lake City and need a personal loan without the credit-check runaround, our South Salt Lake office is open weekdays until 8 PM. Here is what you get when you walk through the door or apply online.

## A real office, a real person, a real decision

Our [Salt Lake City branch](/locations/salt-lake-city) at 981 East 3300 South is a fully staffed lending office. You sit down with a loan officer who reviews your income and ability to repay, not a credit score. No collateral required. The decision usually takes about 30 minutes during business hours.

## What we offer at the Salt Lake City branch

- Personal loans and signature loans from $100 to $3,000
- No credit check. Bad credit or no credit history may still apply
- Fixed, predictable biweekly payments with no balloon payment
- No prepayment penalty. Pay it off early and you only pay interest for the time you had the loan
- No hidden fees

## How it works

Apply [online](/apply) or walk in. Bring a government ID, your most recent pay stub, and a bank statement. A loan officer reviews your file. If approved, funds can be ready the same day.

## What to bring and why it matters

The three documents each do a specific job. A government ID confirms you are who you say you are. Your most recent pay stub shows your income and how often you are paid, which is what a biweekly repayment schedule is built around. A bank statement shows the account funds would go into and that payments would be drawn from. If you are paid every two weeks, your payments land on the rhythm you already budget against, so nothing arrives at a surprise moment. Bring all three with you and the review moves faster, because a loan officer can work through the whole file while you wait instead of asking you to come back with a missing page.

## Hours and directions

The [Salt Lake City office](/locations/salt-lake-city) is open Monday through Friday from 9 AM to 8 PM and Saturday from 10 AM to 5 PM. We are at 981 East 3300 South, Salt Lake City, UT 84106, near the Brickyard Plaza area. Plenty of parking out front.

## Why borrowers choose our Salt Lake City branch

People come to us when an unexpected expense hits and a bank loan is not a good fit. Maybe your credit is thin. Maybe you need a smaller amount than a bank will bother with. Maybe you just want a fixed payoff date instead of revolving credit card minimums. Our Salt Lake City loan officers walk you through the numbers so you know exactly what the payments look like before you sign.

## Apply from anywhere in the Salt Lake Valley

You do not need to live in South Salt Lake to use this branch. We serve borrowers from downtown SLC, Sugar House, Millcreek, Murray, West Valley, Sandy, and across the Wasatch Front. Apply online and pick up your funds at the desk, or do the whole thing remotely.

## Not in Salt Lake City?

Desert Rock Capital has three Utah branches. If South Salt Lake is not the convenient one for you, there are also offices in Orem and St. George, and the process is the same at each desk. You can find all three, with addresses and phone numbers, on our [branches page](/branches). Wherever you start, you can begin the application online and finish it at whichever office is closest.

Ready to get started? [Apply now](/apply) or [visit our Salt Lake City page](/locations/salt-lake-city) for the full address, map, and phone number.

Loans near you

Desert Rock Capital makes [personal loans](/services/personal-loans) of $100 to $3,000 in Utah with no credit check, no collateral, and fixed biweekly payments. See how personal loans work in [Salt Lake City](/loans/personal-loans/salt-lake-city), [Orem](/loans/personal-loans/orem), and [St. George](/loans/personal-loans/st-george), or apply online from anywhere in the state.
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Rather talk it through?

## Book a time at a Utah branch.

Pick a branch and a slot that fit your schedule and book it here. Booking a time is not a loan decision. No credit check and no collateral, with a clear decision usually in about 30 minutes.
Step
1
of
3
Branch & details

## Which branch, and who's coming in?

Pick the location that works for you. Booking a time is not a loan decision.
Choose a branch
First name
*
Last name
*
Email
*
Phone
*
I accept the Terms of Service and Privacy Policy
By checking this box, I acknowledge that I have reviewed and agree to be bound by Desert Rock Capital's
Terms of Service
and
Privacy Policy
.
This includes:

- The Arbitration Agreement and Class Action Waiver, which require disputes to be resolved through individual arbitration rather than in court or as part of a class action
- The terms governing contact, communications, and use of my information
- All other terms and conditions applicable to my inquiry and any future loan relationship
I understand I may opt out of the Arbitration Agreement within 30 days by sending written notice to
help@desertrockcapital.com
.
I consent to receive calls, texts, and emails
I authorize Desert Rock Capital to contact me at the phone number(s) and email address I provide for marketing, informational, and service-related purposes. This consent is not required as a condition of purchasing any goods or services from Desert Rock Capital.
This contact may include:

- Voice calls, including calls placed using automatic telephone dialing systems (ATDS), artificial intelligence (AI), predictive dialers, or prerecorded/artificial voice messages
- Text messages (SMS/MMS) sent via automated systems
- Emails related to my inquiry and loan products
I understand:

- Contact frequency varies; I may receive an average of 5 to 10 text messages per week and multiple voice calls per week
- Standard message and data rates charged by my wireless carrier may apply
- I can revoke this consent at any time by replying "STOP" to text messages or calling [801-377-3333](tel:+18013773333)
- I may be contacted even if my phone number is on a state or federal Do Not Call registry
- My wireless carrier is not liable for delayed or undelivered messages
By providing my contact information and checking this box, I am providing my express written consent to be contacted as described above.
Prefer to talk first?
Call
801-377-3333

## Ready when you are.

No credit check, no collateral, no hidden fees. A straightforward decision in about 30 minutes.
Apply now